Financing

Promotional financing options* help you get what you really want or need

You don't have to let a small budget keep you from getting what you really want or need. That's why SA Specialties offers promotional financing options when your purchase is made with a credit card issued by Synchrony Bank.
Synchrony Bank (formerly GE Capital Retail Finance) is one of the premier consumer financial services companies in the United States with over 80 years of retail heritage, and today is the largest provider of private label credit cards in the United States**.
Synchrony Bank can provide you with promotional financing options for major purchases, offering you a budget-friendly way to help you get what you really want or need. Expand your purchasing power and convenience with:
  • A simple application process, and fast credit decisions
  • Unsecured, revolving credit lines
  • Open credit line for future purchases
  • Promotional financing options*
  • Convenient monthly payment options
  • On-line account management
To learn more about promotional financing options from Synchrony Financial, please contact our office.
                                                                                              
*Subject to credit approval. Minimum monthly payments required. See store for details.
**Based on purchase volume and receivables.


 

Promotion Options

Every Day Promotional Options

Plan 295
  • Reduced 5.99% APR and fixed monthly payments equal to 1.25% of promo purchase amount - Until Paid in Full*
  • On purchases with Synchrony Bank credit card.  $29 account activation fee may apply.  Estimated Payoff period 103 months.  See below for additional information

Plan 296​​​​​​
  • Reduced 2.99% APR and fixed monthly payments equal to 1.797% of promo purchase amount - Until Paid in Full **
  • On purchases with your Synchrony Bank credit card.  $29 account activation fee may apply.  Estimated payoff period 60 months.  See below for additional information.

Plan 297
  • No Monthly Interest for 36 months and fixed monthly payments equal to 2.778% of promo purchase amount - Until Paid in Full ***
  • On purchases with your Synchrony Bank credit card.  $29 account activation fee may apply.  See below for additional information.

Special Promotion Options
Promotional offer below requires a qualifying purchase.  Ask us for more details when you call.

Plan 298
  • No Monthly interest for 60 months and fixed monthly payments equal to 1.667% of promo purchase amount - Until Paid in Full ****
  • On purchases with your Synchrony Bank credit card.  $29 account activation fee may apply.  See below for additional information.

Supporting Promotional Disclosures
* Offer applies only to purchases made with your Synchrony Bank credit card.  Monthly interest will be charged on promo purchases from the purchase date at a reduced 5.99% APR, and fixed monthly payments are required equal to 1.25% of initial promo purchase amount until promo is paid in full.  The fixed monthly payment will be rounded to the next highest whole dollar and may be higher than the minimum payment that would be required if the purchase was a non-promotional purchase.  Regular account terms apply to non-promotional purchases.  For new accounts:  Purchase APR is 26.99%; minimum monthly interest charge is $2.  Account Activation Fee is $29.  Existing cardholders should see their credit card agreement for their applicable terms.  Subject to credit approval.

**  Offer applies only to purchases made with Synchrony Bank Credit Card.  Monthly Interest will be charged on promo purchases from the purchase date at a reduced 2.99% APR, and fixed monthly payments are required equal to 1.797% of initial promo purchase amount until promo is paid in full.  The fixed monthly payment will be rounded to the next highest whole dollar and may be higher than the minimum payment that would be required if the purchase was a non-promotional purchase.  For new accounts:  Purchase APR is 26.99%; minimum Monthly Interest charge is $2.  Account Activation Fee is $29.  Existing cardholders should see their credit card agreement for their applicable terms.  Subject to credit approval.

***  Offer applies only to purchases made with Synchrony Bank Credit Card.  No monthly Interest will be charged on promo purchase and fixed monthly payments are required equal to 2.778% of initial promo purchase amount until promo is paid in full.  The fixed monthly payment will be rounded to the next highest whole dollar and may be higher than the minimum payment that would be required if the purchase was a non-promotional purchase.  Regular account terms apply to non-promotional purchases.  For new accounts:  Purchase APR is 26.99%; minimum Monthly Interest charge is $2.  Account Activation Fee is $29.  Existing cardholders should see their credit card agreement for their applicable terms.  Subject to credit approval.

****  Offer applies only to purchases made with your Synchrony Bank Credit Card.  No monthly interest will be charged on promo purchase and fixed monthly payments are required equal to 1.667% of initial promo purchase amount until promo is paid in full.  The fixed monthly payment will be rounded to the next highest whole dollar and may be higher than the minimum payment that would be required if the purchase was a non-promotional purchase.  Regular account terms apply to non-promotional purchases.  For new accounts: Purchase APR is 26.99%; Minimum Monthly Interest Charge is $2.  Account activation fee is $29.  Existing cardholders should see their credit card agreement for their applicable terms.  Subject to Credit approval.  This Promotional requires a qualifying purchase.